Democratic front-runner Joe Biden on Monday unveiled a health plan that’s intended to preserve the most popular parts of Obamacare — from Medicaid expansion to … The plan’s elements described above will help reduce the cost of health insurance and health care for those already insured in the following ways:In the coming months, Joe Biden will build on today’s plan by rolling out his proposals to tackle some of our greatest public health challenges – from reducing gun violence to curing devastating diseases as we know them like cancer, Alzheimer’s, diabetes, and addiction.Today, even for people with health insurance, our health care system is too expensive and too hard to navigate. Nearly 5 million Americans in states that haven’t expanded Medicaid would get premium-free access to Biden’s new public option, for instance.Democratic front-runner Joe Biden on Monday unveiled a health plan that’s intended to preserve the most popular parts of Obamacare — from Medicaid expansion to protections for patients with preexisting conditions — and build on them with a new government-run public insurance option.The plan — which the campaign says will cost $750 billion over a decade, to be paid for by reversing some of the Trump administration’s tax cuts — is less transformative than the “Medicare for All” proposal advanced by Sen. Bernie Sanders (I-Vt.) and supported by some other Democrats, which would effectively do away with private insurance and shift all Americans to government-run health coverage.“We’re starting with the Affordable Care Act as the base and going to insist on the elements that we sought last time,” said a senior Biden campaign official. Undocumented immigrants would be newly allowed to purchase coverage in the ACA marketplaces, although they wouldn't be eligible for federal subsidies, a campaign official said.But even Democrats' incrementalist approaches face deep opposition from a well-funded health industry opposed to expanding government-backed health insurance.Speaking with reporters, campaign staff slammed the Trump administration's efforts to strike down the ACA in court and also addressed Biden’s differences with rival candidates. He knows that no one in this country should have to lay in bed at night staring at the ceiling wondering, “what will I do if she gets breast cancer?” or “if he has a heart attack?” “Will I go bankrupt?” He knows there is no peace of mind if you cannot afford to care for a sick child or a family member because of a pre-existing condition, because you’ve reached a point where your health insurer says “no more,” or because you have to make a decision between putting food on the table and going to the doctor or filling a prescription.As president, Biden will stop this reversal of the progress made by Obamacare. But incremental improvements to the ACA would leave “an inefficient and costly health care system in place,” Levitt added, preserving high prices and high deductibles for the roughly 160 million Americans with employer-based health coverage.Biden also announced new ideas to combat the nation’s high drug prices. As president, Biden will be a champion for improving access to health care and the health of all by:On March 23, 2010, President Obama signed the Affordable Care Act into law, with Vice President Biden standing by his side, and made history. Biden on Friday suggested that there would be “a hiatus of six months, a year, two, three” that would put patients at risk if Democrats pursued Medicare for All — a claim that Sanders swiftly attacked as “misinformation.”In response to POLITICO’s questions, Biden’s campaign said the former vice president was emphasizing the need for immediate action.Health policy experts said that Biden’s coverage plan appears to be more politically feasible than Sanders’ proposal.“Building on the ACA is the quickest way to get more people insured and improve affordability, while not taking on any powerful health industry group or disrupting coverage for those who already have it,” said Larry Levitt, executive vice president of health policy for the Kaiser Family Foundation. And he won’t stop there. Biden wants to “build on the Affordable Care Act with a plan to insure more than an estimated 97% of Americans.” The central feature of this is … His plan also calls for capping most drug price increases at the rate of inflation.Progressives have argued that Democratic candidates should aim for Medicare for All because it protects the party from starting with — and settling for — a more incremental compromise.

The Biden Plan will bar health care providers from charging patients out-of-network rates when the patient doesn’t have control over which provider the patient sees (for example, during a hospitalization). Here’s how:Too many Americans cannot afford their prescription drugs, and prescription drug corporations are profiteering off of the pocketbooks of sick individuals. The Biden Plan will put a stop to runaway drug prices and the profiteering of the drug industry by:The Biden Plan has several additional proposals aimed directly at cutting the cost of health care and making the health care system less complex to navigate.

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